Doctors and Nurses


Watsonville Hospital FCU has been in the business of  the savings and lending needs of local hospital employees and physician’s groups since 1962. Our commitment is to provide you with the competitive products and services you expect from larger financial institutions, while never losing that personal touch!

29,000+ Surcharge-Free ATMs and Growing!

Your credit union is pleased to announce the addition of the Coop ATM network to our debit card program. Click on the Coop icon (see right panel), enter a zip code and you are on your way to surcharge-free ATMs in your area - - - many of which accept WHFCU deposits!

All local credit union ATMs, as well as those at 7-11s and Walgreen's are among those that now provide you with free access.

Give it a try and tell us what you think!

Member Benefits

MB Aquarium

Buy your discounted
tickets here!

See's Certificates
Discounted See's Certificates

Let Your RV Pay for a Vacation!

Do you own an RV or travel trailer that you have been making payments on for over a year? By refinancing your loan with WHFCU you could easily save enough money to pay for your next vacation! RV
A rate reduction of as little as 1% on a typical RV or trailer loan could save you over $2,000 over the life of the loan.* We offer an easy application process and fast approvals. Call or come by today and let us show you!

* The above example is based on an RV loan of $50,000 financed for a period of 84 months. All loans are subject to credit approval and our rates are based on your credit score and other factors. Rates are subject to change without notice. Additional restrictions may apply.

WHFCU Rated 5-Stars!

Bauer 5-Star Rating

We are pleased to announce that we have just been awarded a 5-Star rating from Bauer Financial, the highest rating for safety and soundness that a credit union can achieve.!

Who Can Join Us

Employees and volunteers at Watsonville Community Hospital and their immediate family members , plus employees of Community Bridges, Fox Racing Shox, Hospice of Santa Cruz County, Physicians Medical Group of Santa Cruz County (PMG), Salud Para La Gente and Westek Electronics.


And, when you can join so can your family members!

We believe we have a lot to offer to our local community including great savings and loan rates, plus fast and friendly service! If you want to join our credit union and you work, live, worship or attend school in the Watsonville area have your employer, school or other local organization contact us about joining the credit union!

Member Cellular Discounts with Sprint

CU Auto Club

Announcements & Promotions

Online Bill Payment Update

We are in the final testing stages for our latest product offering: Online Bill Payment. We're hoping to complete testing by the end of the week. We will announce here when we are ready to go "live"

In the mean time, because we know that we have a bunch of anxious members, we are providing a link to our online bill payment demo site. Feel free to look around and get a sense of the look and feel of our latest offering.



Watsonville Hospital Federal Credit Union does not send e-mails requesting personal account information. Any member who receives ... [read more]

Re-Order Checks Here

home banking

Enter Home Banking Here

New Money
Management Tools

Your credit union has partnered with the California/Nevada Credit Union League to provide a new interactive website devoted to money management and wealth creation. For more information follow the link below:

Help You Thrive


Let us know what you think!

Member Select Dental/Vision

You can buy dental and vision insurance at group rates as a credit union member. Click here to find out more:

Member Select

Contact Us