Doctors and Nurses


Watsonville Hospital FCU has been in the business of  the savings and lending needs of local hospital employees and physician’s groups since 1962. Our commitment is to provide you with the competitive products and services you expect from larger financial institutions, while never losing that personal touch!

29,000+ Surcharge-Free ATMs and Growing!

Your credit union is pleased to announce the addition of the Coop ATM network to our debit card program. Click on the Coop icon (see right panel), enter a zip code and you are on your way to surcharge-free ATMs in your area - - - many of which accept WHFCU deposits!

All local credit union ATMs, as well as those at 7-11s and Walgreen's are among those that now provide you with free access.

Give it a try and tell us what you think!

Member Benefits

MB Aquarium

Buy your discounted
tickets here!

See's Certificates
Discounted See's Certificates

No Car Payments for 90 Days!**

Spring Break Getaway?

Taxes Due?

Home Improvement?
Car Buying

Bring any auto loan over to us and wait up to 90 days to make your first loan payment. Use the money for whatever you want! Rates are as low as 2.69% APR* and, everyone who applies will automatically be entered in to a drawing for a $50 gas card.

*APR = Annual Percentage Rate. Our 2.69% APR for up to 36 months is our lowest available rate as of 4/1/14 with up to 100% financing. Other low rates are available for extended terms to 84 months. A loan of $10,000 at this rate for 36 months would have monthly payments of $289.46. All loans are subject to credit approval. Rates are subject to change without notice. Additional restrictions may apply. 

**Deferred payment is optional. Interest begins accruing upon funding of loan. First payment will be due 90 days after funding. Not available for existing WHFCU loans. Payment example does not represent a loan with a deferred payment. Deferred payment may affect member-elected protection coverage(s) – other conditions and exclusions may apply.  

WHFCU Rated 5-Stars!

Bauer 5-Star Rating

We are pleased to announce that we have just been awarded a 5-Star rating from Bauer Financial, the highest rating for safety and soundness that a credit union can achieve.!

Who Can Join Us

Employees and volunteers at Watsonville Community Hospital and their immediate family members , plus employees of Community Bridges, Fox Racing Shox, Hospice of Santa Cruz County, Physicians Medical Group of Santa Cruz County (PMG), Salud Para La Gente and Westek Electronics.


And, when you can join so can your family members!

We believe we have a lot to offer to our local community including great savings and loan rates, plus fast and friendly service! If you want to join our credit union and you work, live, worship or attend school in the Watsonville area have your employer, school or other local organization contact us about joining the credit union!


Announcements & Promotions



Watsonville Hospital Federal Credit Union does not send e-mails requesting personal account information. Any member who receives ... [read more]

Re-Order Checks Here

home banking

Enter Home Banking Here

New Money
Management Tools

Your credit union has partnered with the California/Nevada Credit Union League to provide a new interactive website devoted to money management and wealth creation. For more information follow the link below:

Help You Thrive


Let us know what you think!

Member Select Dental/Vision

You can buy dental and vision insurance at group rates as a credit union member. Click here to find out more:

Member Select

Contact Us

Member Cellular Discounts with Sprint

CU Auto Club