Doctors and Nurses


Watsonville Hospital FCU has been in the business of  the savings and lending needs of local hospital employees and physician’s groups since 1962. Our commitment is to provide you with the competitive products and services you expect from larger financial institutions, while never losing that personal touch!

29,000+ Surcharge-Free ATMs and Growing!

Your credit union is pleased to announce the addition of the Coop ATM network to our debit card program. Click on the Coop icon (see right panel), enter a zip code and you are on your way to surcharge-free ATMs in your area - - - many of which accept WHFCU deposits!

All local credit union ATMs, as well as those at 7-11s and Walgreen's are among those that now provide you with free access.

Give it a try and tell us what you think!

Member Benefits

MB Aquarium

Buy your discounted
tickets here!

See's Certificates
Discounted See's Certificates

We are pleased to announce that our new online bill payment system is LIVE! Anyone who is currently registered for home banking can add this valuable service. Give it as test drive and tell us what you think!

Who Can Join Us

Employees and volunteers at Watsonville Community Hospital and their immediate family members , plus employees of Community Bridges, Fox Racing Shox, Hospice of Santa Cruz County, Physicians Medical Group of Santa Cruz County (PMG), Salud Para La Gente and Westek Electronics.


And, when you can join so can your family members!

We believe we have a lot to offer to our local community including great savings and loan rates, plus fast and friendly service! If you want to join our credit union and you work, live, worship or attend school in the Watsonville area have your employer, school or other local organization contact us about joining the credit union!

Member Cellular Discounts with Sprint

CU Auto Club

Announcements & Promotions

Holiday Closure

Holiday Closure

The credit union will close at 1PM on Wednesday, December 24th and will remain closed on Thursday, December 25th in observance of Christmas.



Watsonville Hospital Federal Credit Union does not send e-mails requesting personal account information. Any member who receives ... [read more]

Re-Order Checks Here

home banking

Enter Home Banking Here

New Money
Management Tools

Your credit union has partnered with the California/Nevada Credit Union League to provide a new interactive website devoted to money management and wealth creation. For more information follow the link below:

We Own Our Bank


Member Select Dental/Vision

You can buy dental and vision insurance at group rates as a credit union member. Click here to find out more:

Member Select

We Are a 5-Star CU!

Bauer 5-Star Rating

We are the only 5-Star rated credit union in Santa Cruz County. The highest rating available for safety and soundness!

Contact Us