Watsonville Hospital FCU has been in the business of the savings and lending needs of local hospital employees and physician’s groups since 1962. Our commitment is to provide you with the competitive products and services you expect from larger financial institutions, while never losing that personal touch!
29,000+ Surcharge-Free ATMs and Growing!
local credit union ATMs, as well as
those at 7-11s and Walgreen's are among those that now provide you with
Give it a try and tell us what you think!
Buy your discounted
Discounted See's Certificates
Let Us Put $100 in Your Pocket!
* Minimum loan amount to qualify for this promotion is $5000. Current WHFCU loans do not qualify. $100 will be credited to your credit union share account at closing.
Got the Post-Holiday Credit Card Blues?
Did the excitement of the December holidays turn into the shock of January credit card statements?! We can help consolidate all of those payments into one manageable payment and lower your interest rate at the same time. Compare the cost of a WHFCU $5K loan versus typical credit card rates:
Applying is fast and easy. Call or come by today and see how much you could save!
*APR=Annual Percentage Rate. Comparison is based on our lowest available rate for each loan term with excellent credit. Your rate and savings will be based on your credit score and other factors. A loan of $5,000 for 36 months at 7.49% would have a monthly payment of $155.51. All loans subject to approval and rates may change without notice. Additional restrictions may apply.
We are pleased to announce that our new online bill payment system is LIVE! Anyone who is currently registered for home banking can add this valuable service. Give it as test drive and tell us what you think!
Who Can Join Us
Employees and volunteers at Watsonville Community Hospital and their immediate family members , plus employees of Community Bridges, Fox Racing Shox, Hospice of Santa Cruz County, Physicians Medical Group of Santa Cruz County (PMG), Salud Para La Gente and Westek Electronics.
We believe we have a lot to offer to our local community including great savings and loan rates, plus fast and friendly service! If you want to join our credit union and you work, live, worship or attend school in the Watsonville area have your employer, school or other local organization contact us about joining the credit union!
Announcements & Promotions
Watsonville Hospital Federal Credit Union does not send e-mails requesting personal account information. Any member who receives ... [read more]
Enter Home Banking Here
Your credit union has partnered with the California/Nevada Credit Union League to provide a new interactive website devoted to money management and wealth creation. For more information follow the link below:
Member Select Dental/Vision
You can buy dental and vision insurance at group rates as a credit union member. Click here to find out more:
We Are a 5-Star CU!
We are the only 5-Star rated credit union in Santa Cruz County. The highest rating available for safety and soundness!