About Us


Watsonville Hospital Federal Credit Union is a family-oriented credit union serving the financial needs of hospital employees, their family members and other selected organizations within our community since 1962. We deliver financial peace of mind to our members by developing long-term relationships and by providing competitive products and services in a sound, compassionate and personable manner.


Who can join?


Credit union membership is available to employees, contractual employees, physicians on staff of Watsonville Hospital, their employees and immediate family members or organizations of such persons as listed above. In addition, membership is open to employees and volunteers (and their family members) of the following community business and organizations:


  • Watsonville Community Hospital Service League
  • Community Bridges
  • Westek Electronics
  • Physicians Medical Group of Santa Cruz County (PMG)
  • Community Action Board of Santa Cruz County (CAB)
  • Hospice of Santa Cruz County
  • Salud Para La Gente


Once you are a member, your immediate family members are eligible to join! Start your membership today, call us at (831) 724-8098.



Federal regulations enacted pursuant to Section 326 of the USA Patriot Act require all financial institutions to verify the identity of every person who seeks to open an account or become a signatory on an account with the institution after October 25, 2002. All persons are subject to the identity verification requirements even though they may be a long term customer of and well known to the institution.

For the purpose of the regulation, an "account" includes every formal banking relationship that entails ongoing services, dealings or transactions. Some examples are a deposit account, loan, or safe deposit box rental.

If you request to open an account or become a signatory on an account with Watsonville Hospital Federal Credit Union, and the credit union has not previously verified your identity under the new regulatory requirements, documentary verification of your identity is required. Documentary identification includes photo identification, such as a driver's license or passport and/or it will verify your identity through other non-documentary methods. Similar identification requirements apply to business entities such as corporations and partnerships.

The credit union difference.

Watsonville Hospital Federal Credit Union is a not-for-profit, financial cooperative owned and operated by its members. We offer loans at low rates and better than average earnings on savings.


Safety and security.

All accounts are federally insured to $250,000 by the National Credit Union Administration (NCUA). The NCUA is the healthiest, strongest deposit insurance agency of the federal government.


Become a member today.

Simply stop by our office, or call (831) 724-8098 to speak to a member representative.


We are constantly looking for ways to serve additional, like-minded groups. If you belong to a business or group in the healthcare industry, or that provides products/services to the healthcare industry, or you are a local non-profit organization and would be interested in joining our field of membership so that you could have access to our products and services, please do not hesitate to give us a call or send us a note that expresses your interest!


Professional Team:

Pete Meza
Chief Executive Officer

Manuel Lopez
Lending and Collections Manager

Analicia Montanez
 Member Service Specialist

We currently have an opening for a full time member service specialist. 

Please have candidates contact Manuel Lopez via email at MLopez@WaHFCU.com


Board of Directors:

Grace Cotroneo


Leo English
Vice Chair

Liz Raya


Leo English

Liz Raya

Joleen Chavez
Lydia Chacon, Chair

Leticia Magana Ornelas
Supervisory Committee

We presently have two openings on our Board of Directors and one

opening on the Supervisory (Audit) Committee. 

Interested members in good standing can contact

Pete Meza via email at PMeza@WaHFCU.com