Doctors and Nurses

Watsonville Hospital FCU has been in the business of the savings and lending needs of local hospital employees and physician’s groups since 1962. Our commitment is to provide you with the competitive products and services you expect from larger financial institutions, while never losing that personal touch!

29,000+ Surcharge-Free ATMs and Growing!

Find a Free ATM Here

Your credit union is pleased to announce the addition of the Coop ATM network to our debit card program. Click on the Coop icon (see right panel), enter a zip code and you are on your way to surcharge-free ATMs in your area - - - many of which accept WHFCU deposits!

All local credit union ATMs, as well as those at 7-11s and Walgreen's are among those that now provide you with free access.

Give it a try and tell us what you think!

Due to the COVID19 Pandemic:

Starting September 24, 2020 the
branch hours will change to
following times
until further notice:
Monday: 10:00 am - 3:00 pm
Tuesday: 10:00 am - 3:00 pm
Wednesday: 10:00 am - 3:00 pm
Thursday: 10:00 am - 3:00 pm
Friday: 9:00am - 4:00pm

Our Mobile App is here!!

Simply go to your app store or google play store
and search for Watsonville Hospital FCU.
Download the app and get started.
Choose the new user option for set up.
Your Access ID should be your
account number and your initials (lowercase).
Choose and answer 5 security questions
(you will be asked 2 diiferent ones each time you log in).
Enter all your personal informaton so your
credit union account and the app can be linked.
The App will allow you to see your accounts, transfer funds ,
make loan payments and much more.
If you have questions don’t hesitate to contact us 831-724-8098

Got the Credit Card Blues?

With a consolidation loan from your credit union we can help consolidate all of those payments into one manageable payment and lower your interest rate at the same time. Compare the cost of a WHFCU $5K loan versus typical credit card rates:

	WHFCU	18% APR*	24% APR*	You Save
24 mo.	$222.16	$990	$1343	$768 /$1129
36 mo.	$153.91	$1507	$2061	$1359/$1907
48 mo.	$119.72	$2049	$2823	$1071/$2703

Applying is fast and easy. Call or come by today and see how much you could save!

*APR=Annual Percentage Rate. Comparison is based on our lowest available rate for each loan term with excellent credit. Your rate and savings will be based on your credit score and other factors. A loan of $5,000 for 36 months at 6.79% would have a monthly payment of $153.91. All loans subject to approval and rates may change without notice. Additional restrictions may apply.

Who Can Join Us

Employees and volunteers at Watsonville Community Hospital and their immediate family members , plus employees of Community Bridges, Fox Racing Shox, Hospice of Santa Cruz County, Physicians Medical Group of Santa Cruz County (PMG), Salud Para La Gente and Westek Electronics and the Community Action Board of Santa Cruz County.

And, when you can join so can your family members!

We believe we have a lot to offer to our local community including great savings and loan rates, plus fast and friendly service! If you want to join our credit union and you work, live, worship or attend school in the Watsonville area have your employer, school or other local organization contact us about joining the credit union!

Announcements & Promotions

NOTICE!

Watsonville Hospital Federal Credit Union does not send e-mails requesting personal account information. Any member who receives ...
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Enter Home Banking Here

New Money
Management Tools

Your credit union has partnered with the California/Nevada Credit Union League to provide a new interactive website devoted to money management and wealth creation. For more information follow the link below:

We Are a 5-Star CU!

We are the only 5-Star rated credit union in Santa Cruz County. The highest rating available for safety and soundness!

2009 Watsonville Hospital Federal Credit Union. Your savings federally insured to at least $250,000 and backed by the full
faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency.